InsurAware™ Online Privacy Policy Notice
Last Updated: June 29, 2021
The InsurAware™ Online Privacy Policy Notice (“Notice”) describes the privacy practices of InsurAware™ (“we”, “us”, or “our”), an online producer/broker of insurance products. It outlines what information we collect about you, how we collect, use, and share that information as well as your choices regarding the use of that information. By using this site or any of the services (“Services”), you acknowledge that you understand that we will use your information as set forth in this Notice. If you do not agree with the practices described in this Notice, please do not use our Services or otherwise share your personal information with us.
This Notice applies only to InsurAware™ website and Services and does not apply to any other website that you access from the Services.
Information We Collect from You
When you browse our website (as a visitor) or use our Services, we collect certain personal information about you. This is information that identifies, relates to, describes, can be associated with, or reasonably linked to you. We collect the information you provide us directly, through cookies and other technologies, and third parties.
Types of Information We Collect
Personal Information
While you are using our services, we may ask you to provide us certain personally identifiable information (“personal information”) that can be used to contact or identify you. Personal information may include but is not limited to, personal identifiers such as first name, middle name and last name, email address, phone number, and state.
Usage Data
We may also collect information that your browser sends whenever you visit our website or access our Services (“Usage Data”). Usage Data may include information such as your computer’s Internet Protocol (IP) address, browser type, version, the pages you visit, the time and date of your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.
When you access our website or Services on a mobile device, this Usage Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers, and other diagnostic data.
Cookies Data
We use cookies to track the activity on our website and Services and use that information to enhance your browsing experience and improve our website.
Cookies are small files of data, which may include an anonymous unique identifier. They are sent from our website to your browser and stored on your device. Other tracking technologies we use include beacons, tags, embedded scripts, and location-identifying technologies that collect and track information to help us improve and analyze our Services.
If you do not accept cookies, you can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. Do note that you may not be able to use some portions of our Services if you do not accept cookies.
Examples of cookies we use:
- Session cookies to operate our service.
- Preference cookies to remember your preferences and various settings.
- Security cookies for security purposes.
- Advertising cookies to serve you relevant advertisements.
Other Information
While you use our Services, we may also collect information on your gender, age, date of birth, height, weight, medical condition, place of birth, marital status, family members, citizenship, registration at the place of residence, actual address, telephone number (work, mobile), and other data.
How We Use Your Data
The data we collect is used:
- to provide and maintain our Services.
- to inform you of any changes to our Services.
- to enable you to participate in the interactive features of our Services when you opt to do so.
- to provide customer support.
- to gather information that will help us improve our Services.
- to monitor the use of our Services.
- to identify, forestall and address technical issues.
- to fulfill any other purpose for which you provide the information.
- to discharge our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
- to provide you with notices about your account and/or subscription, including expiration and renewal notices, email instructions, etc.
- to bring you news, special offers, general information about other goods, services, and events that are similar to what you have purchased or enquired about unless you have chosen not to receive such information.
- in any other way we may describe when you provide the information.
- for any other purpose with your consent.
We may use your personal information to send you newsletters, marketing or promotional materials, and other information that may be of interest to you. You can opt out of receiving any, or all, of these communications from us using the unsubscribe link.
Disclosure of Data
- We do not sell your information. We may share your information with affiliates and third parties who facilitate our Services, such as:
- Insurance companies: We share the information you fill in the application with the insurance companies for whose products the application is being completed. We may also share information from your consumer report if we are assisting them in underwriting. Once we share your information with insurance companies, those insurance companies may contact you directly and use your information in accordance with their own privacy policies.
- Review partners: We partner with companies that help us facilitate and process your reviews about our Services or the insurance companies (“Review Partners”). We share with our Review Partners your name and email address so they may contact you. When you fill out a review, you may be automatically added to the Review Partner’s community and your information will be subject to the privacy policies of the Review Partner.
- Service providers: Service providers include our hosting provider, mailing provider, analytics providers, and quote generators. We share information with them to facilitate the website’s functions and to administer our Services.
- Third parties: In the event that we are involved in a transaction that changes the structure of our business, such as a reorganization, merger, acquisition, sale, joint venture, assignment, consolidation, transfer, change of control, or other disposition of all or any portion of our business, assets or stock, we reserve the right to disclose personal information with third parties, including the buyer or target (and their agents and advisors) for the purpose of facilitating and completing the transaction. We may also share personal information with third parties in the event of bankruptcy or liquidation.
- Law enforcement, regulators, and other parties: We may disclose personal information if we believe it is necessary to detect, investigate, prevent, or take action against illegal activities, fraud, or situations involving potential threats to the rights, property, or personal safety of any person. We may also disclose personal information when legally required as in response to court orders, law enforcement, or legal process; to protect our legal rights or contractual obligations; to defend against legal claims or demands; to comply with any applicable law.
Other than the reasons identified above, we may request your permission to share personal information for a specific purpose. We will notify you and request your consent before we share your information. You can revoke your consent at any time.
Retention of Data
We will retain your Personal Data only for the purposes set forth in this Notice and to the extent necessary to comply with our legal obligations (for example, retention duties), resolve disputes, and enforce our legal agreements and policies.
We may retain Usage Data for our own analysis for a shorter period, except when this data is used to strengthen the security or improve the functionality of our Services, or we are legally obligated to retain this data for a longer duration.
Transfer of Data
Your information, including personal information, may be maintained on computers located outside your state, province, country, or other governmental jurisdiction with data protection laws different from those of your jurisdiction. If you are located outside the United States and choose to provide information to us, please note that your data, including your personal information, may be transferred to the United States and processed there.
By submitting your information, you are consenting to that transfer. InsurAware™ will take all reasonable steps necessary to ensure that your data is protected in accordance with this Notice and that your data will not be transferred to an organization or country without adequate controls in place.
Security of Data
The security of your data is important to us. We apply reasonable technical, administrative, and physical safeguards to protect your data. Only those personnel who need your data to do their jobs will have access to your data, and we comply with all relevant federal and state laws pertaining to data security. However, no transmission over the internet or method of electronic storage is fully secure so we cannot guarantee absolute security. We expect you to take reasonable steps to protect your data from unauthorized disclosure or misuse.
California Residents
Under California Civil Code Section 1798.83, California residents who have established business relationships with us may choose to opt out of sharing their personal information with third parties for direct marketing purposes. To opt out, please send an email to privacy@insuraware.com.
Analytics
We may use third-party service providers to monitor and analyze the use of our Services. These tools collect data on your web browser or mobile device and help us improve our service.
CI/CD Tools
We may use third-party service providers to automate our service’s development processes.
Advertising and Remarketing
We use remarketing services to advertise on third-party websites after you visit our website or Services. We and our third-party vendors use cookies to inform, optimize and serve ads based on your past visits to our Services.
Google Ads (AdWords)
Google Ads (AdWords) remarketing service is provided by Google Inc. You can opt out of Google Analytics for Display Advertising and customize the Google Display Network ads as explained on Google Ads Settings page.
You can also install the Google Analytics Opt-Out Browser Add-on to prevent Google Analytics from collecting and using your data. Please check Google Privacy Terms for more information on Google’s privacy policy.
Bing Ads Remarketing
Bing Ads remarketing service is provided by Microsoft Inc. You can opt out of Bing Ads targeted ads by following the instructions on their webpage.
To learn more about the privacy practices and policies of Microsoft, visit their Privacy Policy page.
Twitter remarketing service is provided by Twitter Inc. You can opt out of Twitter’s interest-based ads by following the instructions on their opt-out policy page.
To learn more about the privacy policy of Twitter, visit their Privacy Policy page.
Facebook remarketing service is provided by Facebook Inc. You can learn more about interest-based advertising from Facebook by visiting this page. You can opt out of Facebook’s interest-based ads, by following their instructions.
You can also opt out from Facebook and other participating companies through the Digital Advertising Alliance in the USA, the Digital Advertising Alliance of Canada in Canada, the European Interactive Digital Advertising Alliance in Europe, or opt out using your mobile device settings.
To learn more about the privacy practices of Facebook, please visit Facebook’s Data Policy page.
You can learn more about interest-based advertising from Instagram by visiting this page.
Links to Other Sites
Our website or Services may contain links to sites that are not operated by us. When you click them, you will be directed to the respective third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Children’s Privacy
Our Services are not intended to be used by children under the age of 13 (“Children”) and we do not knowingly collect personal information from them. If you know that a child under the age of 13 has given us personal information, please contact us. We will remove any personal information collected from Children without parental consent from our servers.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of the changes either via email and/or on our Services before the change becomes effective. The effective date at the top of this Notice indicates when it was last updated. We advise you to review this Privacy Policy periodically and keep abreast of the changes.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
By email: privacy@insuraware.com
By visiting this page on our website: insuraware.com/contact